How It Works –

USA Payday Loans makes it simple and easy to obtain the money you need in just 3 easy steps.

Step 1 – “Come on in” or “Call Us” so our loan specialist can help you determine which one of our loan products is best for you.

We have four uniquely different loan products that we can discuss with you. Answer just a few questions and we can recommend the best one to meet your needs. For additional information on each of our loan products, including our 0% / INTEREST FREE offer for first time borrowers, click here.

Step 2 – Bring in your documents and fill out our short application.

Our Loan Specialist will tell you what documents you will need to bring in to finalize your loan. The documents you may need are simple things …things you already have, like: – A Photo I.D. …like a Driver’s License or state issued photo I.D.

– Evidence of Income

…If you are Employed, you will need your most recent pay stub from your employer and current bank statement showing deposits.
…or if you are Self Employed or Paid in Cash, you will need the most current bank statement showing deposits
…or if you are receiving Social Security or SSI Disability Income, you will need your most recent Award Letter and most current bank statement showing deposits
…or if you are Unemployed, you will need your most current Explanation of Benefits and bank statement showing deposits

– A Voided Check …showing your Bank Name, Routing Number, and Account Number

– A Current Bank Statement …reflecting transactions and deposits within the last 30 days.

– For an “Auto Title Loan” … you will also need an original Title to Your Vehicle … listing you as title holder.

Step 3 – Get the money you need.

These three easy steps can get you the money you need …in your hand, in just minutes.

Apply Now To Get The Money You Need In Minutes

IT’S THAT SIMPLE. EXPERIENCE THE DIFFERENCE THAT PERSONAL SERVICE CAN MAKE AT USA PAYDAY LOANS.