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FAQ’s For USA Payday Loans In Wisconsin …Illinois Residents Click Here

Questions & Answers

 

Where is USA Payday Loans located?

USA Payday Loans has 7 locations throughout Southeastern Wisconsin, near the Illinois State Line. You can use our Store Locator to find the store nearest you.

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What services does USA Payday Loans offer?

In Wisconsin, USA Payday Loans offers payday / installment loans, installment loans, car / auto title loans and money gram services.

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Why choose USA Payday Loans?

We are open extended hours, flexible, and willing to work with you to meet your financial service needs! We can handle your short term and your longer term financial needs. USA Payday Loan is licensed and audited by the state of Wisconsin so you can be confident that our practices are fair and responsible.

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Can’t find what you are looking for?

Payday / Installment Loans in Wisconsin Questions

Questions & Answers

 

How long does the process take?

At USA Payday Loans we excel at customer service, if you like you may call our location and we would be glad to take a few minutes to process a phone application to get you a Pre-Approval. This will shorten the time when you come to visit us to receive your loan. If you choose to just stop in on average we should have your loan completed in 10 minutes.

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What do I need to bring?

We only require a few items – a driver’s license, state id, anything with a picture on it. We also bring your social security card. If you don’t have a social security card, something from the social security office will do just fine. Bring your most recent bank statement and we do accept an online print out and your most recent paycheck stub or proof of income.

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Do you accept Social Security income?

We certainly do! Your letter from the Social Security office or if you can not locate that off hand, and you have direct deposit bring the print out that shows the direct deposit and the amount. We also accept Retirement income and again if you have direct deposit bring that proof with you.

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If I have poor credit can I still get a Loan?

We have products in which a credit check is not required so by all means feel free to apply. We can help build back good pay history when you pay your loan back on time!

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If I filed bankruptcy can I still get a loan?

If you are in the process of filing bankruptcy, by law we would not be able to give you a loan at this time. If your bankruptcy was discharged we can process an application for you and see what we may be able to lend up to.

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Do you lend to people that are self employed?

Yes we do. Your proof of income will be your last two years of tax information.

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Are there any pre-payment penalties?

USA Payday Loans does NOT have pre-payment penalties. You only pay the interest while you have the loan out, if you pay it off Early, you will pay less! In fact we encourage it….

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How do I make my payments?

You may stop in the office to pay cash, or the location can debit your bank account according to the provisions of your loan every month so you don’t have to make that extra trip.

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Do you give out cash or will I get a check?

In most cases we will issue cash for your convenience.

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How much can I borrow?

USA Payday Loans in Wisconsin offers payday / installment loans from $100.00 to $500.00. The amount you can borrow is based on a few factors, so the best thing to do is call the office and we will do a phone application to Pre –Qualify you. That way you will have a better idea what may be available when you come and visit us to pick up your loan.

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I just started a job, but I haven’t gotten my first check. Can I still get a loan if I don’t have a pay stub yet?

In order to get a loan, we require your most recent pay stub and for you to have been working at your job for at least 90 days.

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Can’t find what you are looking for?

Installment Loans in Wisconsin Questions

Questions & Answers

 

How long does the process take?

At USA Payday loans we excel at customer service, if you like you may call our location and we would be glad to take a few minutes to process a phone application to get you a Pre-Approval. This will shorten the time when you come to visit us to receive your loan. If you choose to just stop in on average we should have your loan completed in 10 minutes.

back to top

What do I need to bring in?

We only require a few items – a driver’s license, state id, anything with a picture on it. We also bring your social security card. If you don’t have a social security card, something from the social security office will do just fine. Bring your most recent bank statement and we do accept an online print out and your most recent paycheck stub or proof of income.

back to top

Do you accept social security income?

We certainly do! Your letter from the Social Security office or if you can not locate that off hand, and you have direct deposit bring the print out that shows the direct deposit and the amount. We also accept Retirement income and again if you have direct deposit bring that proof with you.

back to top

If I have poor credit can I still get a Loan?

We have products in which a credit check is not required so by all means feel free to apply. We can help build back good pay history when you pay your loan back on time!

back to top

If I filed bankruptcy can I still get a loan?

If you are in the process of filing bankruptcy, by law we would not be able to give you a loan at this time. If your bankruptcy was discharged we can process an application for you and see what we may be able to lend up to.

back to top

Do you lend to people that are self employed?

Yes we do. Your proof of income will be your last two years of tax information.

back to top

Are there any pre-payment penalties?

USA Payday Loans does NOT have pre-payment penalties. You only pay the interest while you have the loan out, if you pay it off Early, you will pay less! In fact we encourage it….

back to top

How do I make my payments?

You may stop in the office to pay cash, or the location can debit your bank account according to the provisions of your loan every month so you don’t have to make that extra trip.

back to top

Do you give out cash or will I get a check?

In most cases we will issue cash for your convenience.

back to top

How much can I borrow?

USA Payday Loans in Wisconsin offers installment from $500.00 to $1500.00. The amount you can borrow is based on a few factors, so the best thing to do is call the office and we will do a phone application to Pre –Qualify you. That way you will have a better idea what may be available when you come and visit us to pick up your loan.

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I just started a job, but I haven’t gotten my first check. Can I still get a loan if I don’t have a pay stub yet?

In most cases we will issue cash for your convenience.

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Can’t find what you are looking for?

Auto / Car Title Loans in Wisconsin Questions

Questions & Answers

 

What amount of cash can I borrow on a title loan?

USA Payday Loans locations in Wisconsin issues title loans from $500.00 to $5000.00. There are several factors that need to be considered to determine what a person can borrow. Contact the nearest branch to you for more details.

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How long does the process take?

At USA Payday Loans we excel at customer service, if you like you may call our location and we would be glad to take a few minutes to process a phone application to get you a Pre-Approval. This will shorten the time when you come to visit us to receive your loan. If you choose to just stop in on average we should have your loan completed in 20 minutes.

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What do I need to bring in?

Bring in the car, your title to your car with the lien release, your driver’s license, state id , anything with a picture on it. Also bring your social security card. If you don’t have a social security card, something from the social security office will do just fine. Your most recent paycheck stub or proof of income is also needed. If you have a checking or savings account bring that too if possible. A bank account is not required but beneficial for processing your payments.

back to top

Do you accept Social Security Income?

We certainly do! Your letter from the Social Security office or if you cannot locate that off hand, and you have direct deposit bring the print out that shows the direct deposit and the amount. We also accept Retirement income and again if you have direct deposit bring that proof with you.

back to top

If I have poor credit can I still get a loan?

We have products in which a credit check is not required so by all means feel free to apply. We can help build back good pay history when you pay your loan back on time!

back to top

If I filed for bankruptcy can I still get a loan?

If you are in the process of filing bankruptcy, by law we would not be able to give you a loan at this time. If your bankruptcy was discharged we can process an application for you and see what we may be able to lend up to.

back to top

Do you lend to people who are self employed?

Yes we do. Your proof of income will be your last two years of tax information.

back to top

Are there any pre-payment penalties?

USA Payday Loans does NOT have pre-payment penalties. You only pay the interest while you have the loan out, if you pay it off Early, you will pay less! In fact we encourage it.

back to top

How do I make payments?

You may stop in the office to pay cash, or the location can debit your bank account according to the provisions of your loan every month so you don’t have to make that extra trip.

back to top

Do you give out cash or will I get a check?

In most cases we will issue cash for your convenience.

back to top

How much can I borrow?

USA Payday Loan offers from $100.00 to $5000.00. The amount you can borrow is based on a few factors, so the best thing to do is call the office and we will do a phone application to Pre –Qualify you. That way you will have a better idea what may be available when you come and visit us to pick up your loan.

back to top

Can’t find what you are looking for?